Information note regarding the processing of personal data belonging to EASY CREDIT 4 ALL IFN S.A. Customers. in order to know the clientele for the prevention of money laundering and the financing of terrorism

EASY CREDIT 4 ALL IFN S.A. (hereinafter referred to as „IFN”, „the Company”, „we”) hereby informs you of the manner in which it can process your data, as a Customer of the company, for the main purpose of knowing the clientele to prevent money laundering and the financing of terrorism.

Law no. 129/2019 for the prevention and combating of money laundering and the financing of terrorism, imposes on the company the obligation to apply measures to know the clientele in order to prevent money laundering and the financing of terrorism.

Knowing the clientele for the prevention of money laundering and terrorist financing, including risk-based verification, is carried out by the company through the application of measures that involve both identity verification and the processing of personal data required by law, both at the time of acquisition by a certain natural person of the quality of Customer of the company, for the entire period that this quality is held, as well as subsequently, for the legally established period of time after the termination of the quality of Customer of the company (storage of data and their processing for the purposes required by law and by the competent bodies).

Thus, for the opening and development of the contractual relationship with most categories of Customers, the company will request, based on the legal provisions, at least the following categories of personal data: name, surname, date and place of birth, personal numerical code (CNP) or another similar unique identification element, domicile, residence, telephone number, fax, e-mail address, occupation, name of employer or nature of own activity, important public position held or status of politically exposed person (PEP), information about the purpose and nature of the relationship of business and the source of the funds, as well as keep certified copies of certain supporting documents, according to legal requirements.

According to Law 129/2019, the company can use the data obtained for:

➢ making and sending reports to the institutions competent to receive them, in accordance with the applicable legal provisions (such as, but not limited to reports for declaring transactions that exceed the amount established by law to the National Office for the Prevention and Combating of Money Laundering);

➢ the transmission of reports on unusual transactions and suspicious transactions, according to the legal obligations to know the clientele established by the company, for the prevention of money laundering and the financing of terrorism;

Considering the quality of Customer of the company, you have the obligation to update the data provided in our records whenever they change.

The collected data will be stored in the records of EASY CREDIT 4 ALL IFN S.A. for a period of at least 5 years from the date of termination of the business relationship, according to the retention period provided by Law no. 129/2019.

The data processed for the purpose of knowing the clientele may be subject, as the case may be, to automated decision-making processes, such as:

➢ for the application of measures to know the clientele in order to prevent and combat money laundering and the financing of terrorism, checks will be carried out in the databases with persons accused of financing acts of terrorism or, as the case may be, with persons at high risk of fraud and, if potential clients or accepted clients are registered in these records, the company reserves the right to refuse entering into a business relationship with them or to terminate the contractual relationship;

➢ in order to protect the Clients against fraud, as well as for the company to adequately fulfill its obligations to know the clientele, it will monitor their transactions and, if it identifies suspicious operations, it can consequently adopt measures to block transactions, according to ONPCSB provisions;

The data processed for the purpose of getting to know the clientele can be disclosed/transferred by EASY CREDIT 4 ALL IFN S.A., as the case may be, to the competent authorities, according to the legal provisions.