Refinancing

  • For investment loans for a period of 10 years, please contact us

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    *Monthly rate

    Do you want a quick loan?

    • * The monthly rate is made up of principal and interest and was calculated with an interest rate of 2.5%/month.
    • The interest rate and repayment method are negotiable.
    • The present information is indicative and has NO contractual value.

    For a personal loan with real estate guarantee in the amount of 10,000 lei for a period of 12 months, you have a fixed interest rate – 30% per year, monthly rate – 9774.87 lei, APR 34.62%, and the total amount to be paid is 11,698.44 lei.

    Credit refinancing

    If you have several loans for personal needs and their management is difficult or you want to get an additional amount of money by refinancing active loans.

    Easy Credit can help you.

    Required documents

    • GDPR, ANAF, BC agreements for credit participants;
    • Identity documents;
    • Civil status certificate/s;
    • Documents certifying the generation and origin of income;
    • The property deed;
    • Completion of tabulation and cadastral documentation;
    • Fiscal certificate for the property brought under warranty;
    • Account statement issued by a commercial bank – necessary for the transfer of money after granting the loan;
    • Other documents required as the case may be (e.g. medical certificate for elderly people, owner’s association certificate).

    The present information is indicative and has NO contractual value!

    What are the expenses borne by the customer?

    Notarial expenses for registering the mortgage in favor of Easy Credit.

    The amount related to the loan will be transferred to the current account of the borrower, indicated in the loan agreement.

    Frequent questions

    Useful information for natural person consumers about Acceptance of consumer credit with real estate guarantee

    You can borrow amounts between 5,000 and 1,000,000 lei, mainly depending on your repayment capacity (being in the maximum degree of indebtedness) and the valuation of the property proposed as collateral.

    Loans with a real estate guarantee are offered to people who cumulatively meet the following criteria:

    – Minimum age 18 years

    – The applicant/co-debtor provides proof of obtaining eligible incomes, which shows the ability to repay the loan and related payment obligations;

    – Present a building to guarantee the loan (property of the applicant or another person who will have the capacity of guarantor);

    Yes, we offer flexible credit solutions for people registered in the Credit Bureau.

    After you have sent the request, the initial approval is received in 48 hours, depending on the number of requests and the documents provided.

    Yes. If you have several loans for personal needs and their management is difficult or you want to get an additional amount of money by refinancing active loans.

    You just have to fill out the contact form and we will call you as soon as possible.

    Simple and Fast

    Do you have questions?